I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. My 2 favourite FTSE 100 stocks right now The FTSE 100 has recovered fairly strongly since its lows last March and has remained fairly steady over the past few months. This recovery has been brought about by optimism surrounding the vaccine rollout, alongside declining coronavirus cases within the UK. But with the economy still in a difficult state, it’s important to be discerning when choosing stocks. These two FTSE 100 stocks are my personal favourites right now, due to their robust nature and strong dividends.A defence giantBAE Systems (LSE: BA) is the first stock that I particularly like. In its recent trading update for 2020, underlying EBITDA was able to rise 0.7% to £2.13bn and underlying earnings per share also rose 2.2%. This demonstrates an extremely strong performance in challenging economic conditions.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Such resilient results also warranted a dividend increase of 2.2% from last year. This increase suggests that management is confident about the future. It also represents a dividend yield of around 4.7%. In comparison to other FTSE 100 stocks, this is a very impressive dividend. I’m also not worried about its sustainability, especially because free cash flow has increased over 60% this year to nearly £1.4bn.One of my main worries about BAE Systems though is its large amount of debt. Indeed, net debt actually increased drastically this year to £2.7bn. This was mainly due to various acquisitions this year. Of course, if BAE is able to continue growing profits thanks to these acquisitions, then the large debt pile is not a problem. However, it’s still a risk that should be pointed out, especially if sales start to slow down in the future.This FTSE 100 stock might be making a big acquisitionAnother firm that recently announced its full-year results is Mondi (LSE: MNDI). In comparison to BAE, profits in the packaging company have been hit harder by the pandemic. Indeed, compared to 2019, operating profits were 29% lower at £868m. The uncertain macroeconomic outlook may therefore strain the Mondi share price for the time-being and there are risks of further disruptions to the business. But this is not a poor performance in the current climate. Profits were also strong enough to raise the dividend by 5%. Mondi is also in good financial shape and net debt has managed to decrease drastically to £1.8bn this year. This means that net debt-to-underlying EBITDA currently stands at 1.3x, which demonstrates a stable financial position. Such a healthy balance sheet is one reason for Mondi being one of my favourite FTSE 100 stocks right now.One of the big pieces surrounding Mondi right now is its rumoured bid for packaging rival DS Smith, which is valued at nearly £6bn. Reports suggest any plans are at a very early stage, and there’s therefore no certainty that they will progress any further. Yet it would have major implications for the company. In many ways, this would help Mondi capitalise further on the e-commerce market. However, blockbuster acquisitions such as this can have negative implications, especially if Mondi were forced to raise money for the acquisition through diluting the share price. As a current Mondi shareholder, I’m therefore considering these risks. Enter Your Email Address See all posts by Stuart Blair Our 6 ‘Best Buys Now’ Shares Stuart Blair owns shares in Mondi and BAE Systems. The Motley Fool UK has recommended DS Smith. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. 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Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” The best shares to buy now for a post-lockdown world I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images We have the vaccine rollout going well, and people rushing to travel agents to book holidays. And there’s a new Stocks and Shares ISA allowance coming in April. I’m planning my 2021-22 investing today, and trying to decide which are the best shares to buy now for me.I’m looking at an investing horizon of at least 10 years. I mostly like dividend-paying shares, but I’m happy to take profits whichever way they come. And for a possible mix of income and growth, my eyes are on the housebuilding sector again.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Long-term demand?I own Persimmon, which crashed in the pandemic. It’s rebounded, but I’m still on a 20% loss since mid-February 2020 when the downturn started. Persimmon is down only 4% over the past 12 months, but that’s starting after the first weeks of the market crash, and I don’t think it’s particularly meaningful. Taylor Wimpey has done worse, down 27% since the crash started, and Barratt Developments shares have fallen 20%. Home buying has been largely curtailed, so no surprise there. But are these among the best shares to buy now, in the hope of further recovery?There’s surely a risk that we might not see 2019 sales levels again for some years yet. And Brexit can’t be helping on that score. That could cause a knock-on effect for these companies’ finances, and make the medium-term outlook for dividends look bleaker.On the plus side, we still face a chronic housing shortage in the UK. And when all the short-term ups and downs even out, there will always be demand for places to live. So should I top up while the sector is still depressed? I’m undecided.The battered financial sectorI think I face an even tougher decision in another of my favourite sectors, finance. Are any of the best shares to buy now lurking in that sector?Never mind the banks, I’m specifically thinking of insurance, a business I’ve liked for many years. It can be volatile, and I would not put any medium-term cash into it. But for the long term, I hold Aviva, and I enjoyed a number of years of decent dividends before the pandemic.Despite a decent recovery from an early slump, Aviva is still down 10% since Covid. That’s pretty much bang in line with the FTSE 100, but with a lot more volatility. Do I want to buy more insurance shares now, in the hope of superior long-term dividend income against the risk of volatility? Or should I seek better diversification?Best shares to buy now?Speaking of diversification, I tend to concentrate mostly on FTSE 100 shares. Is that too closely focused? Should I spend more time searching the FTSE 250 too? The smaller index typically provides better growth share possibilities, but with greater risk and volatility.I only have to look at how the two indices handled the Covid crisis. The FTSE 250 crashed harder than the FTSE 100. But it has come back stronger, now down just 2.5% since just before the crunch. Its bigger sibling has lost 12.5% in the same time. And if we look back over five years, we see the FTSE 100 up 7%, and the FTSE 250 up 25%.Does any of this tell me which are the best shares to buy now? Well, it’s helping shape my thoughts as we slowly emerge from the Covid disaster. Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Alan Oscroft Simply click below to discover how you can take advantage of this. Alan Oscroft | Tuesday, 2nd March, 2021 Alan Oscroft owns shares of Aviva and Persimmon. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
Rector Knoxville, TN Associate Priest for Pastoral Care New York, NY Posted May 19, 2014 Rector Bath, NC Assistant/Associate Rector Washington, DC Rector and Chaplain Eugene, OR Director of Administration & Finance Atlanta, GA Fossil Fuel Divestment New Berrigan Book With Episcopal Roots Cascade Books Rector/Priest in Charge (PT) Lisbon, ME jaan Sass says: Featured Events Comments are closed. Tags Submit an Event Listing This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Associate Rector Columbus, GA Advocacy Peace & Justice, Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Smithfield, NC Curate (Associate & Priest-in-Charge) Traverse City, MI Submit a Press Release An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 Rector (FT or PT) Indian River, MI [Anglican Taonga] The Anglican Church in Aotearoa, New Zealand and Polynesia has become the first province in the Anglican Communion to pledge to divest from fossil fuels.The provincial synod May 14 passed a resolution that requires the church “to take all reasonable steps” to divest its shares in fossil fuel companies by its next synod, in mid-2016.Rod Oram, who moved the proposal, told synod that it “gives us the opportunity to offer leadership on, and to make a practical response to, climate change.“Thus, it speaks to two marks of our Christian mission: care of creation and righting unjust social structures.“Of all the ways in which we live unsustainably,” he said, “it is climate change that is causing the gravest harm – right now, here and around the world – to the very ecosystem on which our existence depends.”And climate change, he said, is being driven “simply by pumping a rapidly rising volume of carbon dioxide and other greenhouse gases” into the atmosphere.Oram, who is a journalist specializing in economic issues, said one of the key needs was to “shift the weight of investment away from fossil fuels into sustainable forms of energy” – and that had led to a worldwide campaign to persuade investors to sell their shares in fossil fuel companies.While the ethical imperatives for divesting are clear, Oram said, there are also a number of practical financial reasons – to do with safeguarding returns for investors – for doing so.The motion drew impassioned support from Tikanga Pasefika speakers, most notably Bishop Api Qiliho, who said the survival of Pacific Island people was at stake.There were notes of caution, however, from Mark Wilcox, general manager of the Anglican Pension Board.He told synod that the pension board manages $160 million of funds on behalf of its members, many of whom are retired or serving clergy.Wilcox said the board took its ethical investment philosophy seriously, and had wrestled with how to respond “to the growing tide of sentiment around the world for divestment of fossil fuel investments.”But it also had to take its fiduciary obligations to its members equally seriously.“Very broadly, if a divestment program risks having a significant financial detriment, we cannot legally divest.”In other words, if the pension board can’t reinvest the funds into other investments that offer a similarly good return/risk profile, “then we can’t do it.”Wilcox advised that the board had recently analyzed its portfolio and determined that divestment within two years may not be possible. However, the situation would be monitored on an ongoing basis.Two of synod’s Tikanga Pasefika members proposed an amendment (carried) which asked synod to set up a group to advise on reinvesting the divested funds into conservation of ecosystems and biodiversity “in regions that are vulnerable to climate change and sea level rise.”The debate came to an unusual end. Because of one particularly long speech, it had continued well past the afternoon tea break and looked likely to go on a good deal longer.But the Rev. Michael Wallace called a point of order, asking for the motion to be put to the vote, there and then.It was – as standing orders require – and was passed. New Zealand province to divest fossil fuel shares Synod requires ‘all reasonable steps’ to divest shares in companies by mid-2016 Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Rector Collierville, TN Rector Shreveport, LA Rector Tampa, FL Rector Hopkinsville, KY The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Anglican Communion, Rector Belleville, IL Course Director Jerusalem, Israel Rector Washington, DC Assistant/Associate Priest Scottsdale, AZ Rector Pittsburgh, PA Priest-in-Charge Lebanon, OH Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Missioner for Disaster Resilience Sacramento, CA Environment & Climate Change, Assistant/Associate Rector Morristown, NJ Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Canon for Family Ministry Jackson, MS Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Curate Diocese of Nebraska Bishop Diocesan Springfield, IL Featured Jobs & Calls Director of Music Morristown, NJ Comments (1) AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Albany, NY Priest Associate or Director of Adult Ministries Greenville, SC Cathedral Dean Boise, ID The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Family Ministry Coordinator Baton Rouge, LA Associate Rector for Family Ministries Anchorage, AK Youth Minister Lorton, VA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Press Release Service Submit a Job Listing Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs May 28, 2014 at 4:25 am There is no way prove the pseudo scientific claims of the fanatical climate change crowd. Much of their claims have been dis proven. The earth cycles thru periods of cooling and warming. Rector Martinsville, VA
collections -CFDG response.doc76.5 KB About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 3 December 2003 | News Tagged with: Charity Finance Group Community fundraising Finance Law / policy 44 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement Mixed response to Home Office plans from Charity Finance Directors’ Group The Charity Finance Directors’ Group (CFDG) today gave a mixed response to Home Office proposals for new regulations on how charities undertake public collections.Replying to a Home Office consultation, CFDG welcomed the Government’s proposal that street and face-to-face collections should come under a modernised and comprehensive system of regulations. They endorsed plans for local authorities to have the power to refuse charities permission to undertake face-to-face collections where such collections would cause ‘public nuisance’ or where the area targeted did not have enough ‘capacity’ to sustain the collecting.They warned however, that the planned ‘Lead Local Authority’ system, with local authorities assuming the Charity Commission’s current role in determining charities’ general suitable to collect, was unworkable.Instead, CFDG urged that the Charity Commission should decide which charities were eligible, ensuring greater consistency and transparency.Francis Ingham, CFDG’s Policy and Campaigns Manger, said: “The charitable sector warmly welcomes Government plans to modernise how collections are regulated. It is right that face-to-office collections should be regulated effectively -that’s manifestly in the interests both of the sector itself and of the giving public.“However, the plan for a ‘Lead Local Authority’ system is simply unworkable. It would be inconsistent and cost both charities and local authorities substantial amounts of time and money. A far better option is to let the Charity Commission decide whether individual charities should be allowed to undertake collections: that’s the course we’ll be urging on the Government.”For further information, please contact: Francis Ingham at CFDG on Tel: 020 7793 1400A copy of CFDG’s response is attached below.Notes to Editor: 1. The Charity Finance Directors’ Group was set up in 1987 and is an umbrella group that specialises in helping charities to manage their finance-related functions. 2. CFDG’s 900 plus members are responsible for the finances of charities with a wide variety of income levels. Over 60% of the top 500 charities are members of the CFDG. Between them our members manage some £10 Billion in charity income per year.
Since it was established at the end of 2003, the EDF Energy Trust has awarded more than £3 million to clear debts, giving grants to people struggling to pay their energy bills.The charitable trust, supported by EDF Energy, has made 6,146 awards so far. It is available for customers of EDF Energy, including the brands formerly known as SWEB Energy, Seeboard Energy and London Energy.People can apply to the Trust for help to clear debts of gas and electricity, and in exceptional cases, the Trust can also provide funds for other essential household items and bills. Advertisement 14 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Claire Watt, Trust Relationship Manager, said: “We are delighted that we’ve reached this significant milestone and that the Trust has been able to make a real difference for so many people since the Trust was launched. But we know there are many more people out there struggling to pay their utility bills especially as the winter period arrives.” EDF Energy Trust passes £3m in awards to clear individuals’ debts Howard Lake | 8 May 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
News to go further ChinaAsia – Pacific Judicial harassmentPredatorsImprisonedFreedom of expressionDisappearancesUNESCORSF PrizeNobel PrizeCitizen-journalistsInternet Citizen-journalists Lu Yuyu and Li Tingyu were abducted by the police in June 2016 while documenting worker protests. Organisation Although the famous video of the Tank Man, an icon of the “Chinese Spring,” is now 28 years old, it has yet to be broadcast on Chinese TV. Nearly three decades after a crackdown that almost certainly left more than 1,000 dead, the Chinese regime continues to keep a tight lid on free speech and the freedom to inform.Nobel peace laureate Liu Xiaobo and RSF-TV5 Monde laureates Huang Qi, Lu Yuyu and Li Tingyu are among those currently in prison in China, which is ranked 176th out of 180 countries in RSF’s 2017 World Press Freedom Index, surpassed only by Turkmenistan, Eritrea and North Korea in authoritarianism.Nobel laureate behind barsA writer and human rights activist, Liu Xiaobo was one of the leaders of the Tiananmen demonstrations, during which he went on hunger strike. He is now the world’s only Nobel peace laureate to be in prison. To the international community’s apparent indifference, he has been serving an 11-year jail term since 2009 for voicing a desire for democracy in an online manifesto called “Charter 08.”Liu previously spent more than 18 months in detention and another three years doing forced labour. His wife, Liu Xia, has been under house arrest since October 2010 and is constantly harassed by the authorities although she has not been convicted by any court.“The constitution of the People’s Republic of China clearly states that its citizens enjoy freedom of speech and freedom of the press, that every citizen has the right to criticize Party officials and to expose their misdeeds, and that no one has the right to suppress this kind of information,” said Cédric Alviani, the director of RSF’s newly opened East Asia bureau in Taipei. “Reporters Without Borders calls for the immediate release of all imprisoned journalists, citizen-journalists and bloggers, and calls on the international community to maintain the pressure on Beijing.”Website founders behind barsHuang Qi created 64tianwang, the first Chinese website to document human right violations in China. The figure 64 refers to the 4 June, the date of the Tiananmen Square massacre. Huang, who was awarded RSF’s Press Freedom Prize in the “Cyber-Dissident” category in 2004, has been in prison since last autumn. He was previously detained from 2000 to 2005 and from 2009 to 2012 because of what he published about the Tiananmen Square crackdown.Huang was arrested by the police in October 2016, at the same time as Liu Feiyue, the founder of the Civil Rights and Livelihood Watch website.A few weeks before their arrests, police abducted five women citizen-journalists working for 64tianwang during the G20 summit. And in April of last year, Wang Jing, a woman freelance journalist who did reporting for 64tianwang, was sentenced to four years and ten months in prison on a charge of “picking quarrels and causing trouble.”Denied treatment abroadGao Yu, 73, a well-known journalist who was Deutsche Welle’s correspondent, is still under house arrest. Awarded the Plume d’Or de la Liberté in 1995 and UNESCO’s Guillermo Cano World Press Freedom Prize in 1997, she was arrested in April 2014 for sending supposedly confidential documents to a foreign media outlet. She reappeared two weeks later on state-owned China Central Television (CCTV) in the process of “confessing her crimes” to a police officer, a practice that harks back to Mao Zedong’s China.At her trial in November 2014, at which she received at five-year jail term, Gao revealed that the police had threatened reprisals against her son if she did not confess. Because of serious health problems, she has been allowed to serve her sentence at home but not to seek medical attention abroad. The authorities continue to subject her and her family to constant harassment.Bloggers increasingly targetedChina has seen a marked decline in respect for freedoms since Xi Jinping took over as president in late 2012, with the result that Xi has been added to RSF’s lists of “press freedom predators” and “enemies of the Internet” Professional journalists are now formally required to “guide public opinion” following the “official party line.” This has increased the importance of online citizen-journalists and bloggers, and the resulting level of harassment to which they are subjected.Hu Jia, a blogger who was jailed from 2007 to 2011 and was awarded the Sakharov Prize in 2008, has been one of the victims of the increased persecution. Although subject to constant police surveillance, he was badly beaten by unidentified men as he returned home on 16 July 2014. He said at the time he thought the attack was prompted by an online campaign to mark the 25th anniversary of the Tiananmen Square massacre. His health, already badly affected by his years in prison, is now much worse because he suffering from liver cirrhosis and is currently in a critical condition in Beijing hospital.Gagging “citizen-journalism”In another example of the increased persecution, citizen-journalists Lu Yuyu and Li Tingyu were abducted by the police in June 2016 while documenting worker protests. The latest case is that of Wu Bin, a blogger known for his comments on Twitter who was finally arrested in the southern city of Shenzhen after years of harassment by the authorities.Things are unlikely to improve any time soon. A new regulation that took effect on 1 June threatens the very existence of citizen-journalism by imposing prior registration as a requirement for anyone posting content online. The new rule, which could in theory apply to any online comment or video, is designed to intimidate China’s online citizen-journalists and will probably persuade them to censor themselves even more. Receive email alerts News ChinaAsia – Pacific Judicial harassmentPredatorsImprisonedFreedom of expressionDisappearancesUNESCORSF PrizeNobel PrizeCitizen-journalistsInternet News Follow the news on China Twenty-eight years after the ruthless crackdown on pro-democracy demonstrations in Tiananmen Square on 4 June 1989, China’s prisons currently hold more than 100 journalists, citizen-journalists and bloggers, including a Nobel peace laureate and three winners of the Reporters Without Borders (RSF)-TV5 Monde Press Freedom Prize. News June 2, 2017 China: still world’s biggest prison for journalists and citizen-journalists RSF_en March 12, 2021 Find out more Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes June 2, 2021 Find out more Help by sharing this information China: Political commentator sentenced to eight months in prison April 27, 2021 Find out more China’s Cyber Censorship Figures
Previous: ‘Good Time to Sell’ Sentiment Climbing Next: ‘Relentless’ Storm Season Puts 300,000 More Homes in Danger The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News Print This Post Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles About Author: Christina Hughes Babb 2020-10-07 Christina Hughes Babb October 7, 2020 1,345 Views Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Outreach Could Help 400,000 ‘Needlessly Delinquent’ Borrowers Servicers Navigate the Post-Pandemic World 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Outreach Could Help 400,000 ‘Needlessly Delinquent’ Borrowers Although the CARES Act has made it possible for homeowners to defer mortgage payments for up to a year, some 400,000 borrowers are not taking advantage of these forbearance programs and have thus become delinquent, estimates the Urban Institute.”To take advantage of forbearance, borrowers need only attest to the fact that they have a pandemic-related financial hardship. But not all eligible borrowers have taken advantage of forbearance and have become needlessly delinquent,” wrote Urban Institute’s Senior Research Associate Michael Neal and Vice President, Housing Finance Policy Laurie Goodman.They continue, “These borrowers may not know they are eligible for forbearance or do know but wrongly fear having to make ‘double payments’ when the forbearance period ends. To provide information and support to these borrowers, it is important to understand who they are.”Some of their research derives from the latest forbearance reports, initially from the Mortgage Bankers Association (MBA). Here are some of the Urban Institute authors’ findings:There is no difference in borrowers’ creditworthiness—”We found virtually no difference in the credit scores of the needlessly delinquent borrowers and the 559,506 delinquent borrowers taking advantage of forbearance,” they wrote. “Both groups had scores between 662 and 664.”Needlessly delinquent loans are almost equally likely to be serviced by banks and nonbanks—both sit at approximately 2%, with banks slightly higher and nonbanks slightly lower. “Banks have a lower share of delinquent loans in forbearance than their nonbank counterparts (6.2% versus 3.2%). Some of the differential can be attributed to the securitized dataset we used. Servicers are permitted to buy delinquent loans out of a security when the loan becomes 90 days delinquent. Bank servicers find this practice beneficial, as they have the cash to do the payout, and their cost of funds is lower than the rate on the mortgage. Nonbank servicers often do not have the cash, and their cost of funds is higher than the rate on the mortgage, making the buyout less economic,” the authors explained.Needlessly delinquent mortgages are equally likely, no matter the year originated—The share remained constant at about 2%, regardless of the year. In contrast, the share of delinquent borrowers taking advantage of forbearance increases with more recently originated mortgages.Needlessly delinquent loans have no strong geographic concentration—”But the share of delinquent loans in forbearance varies widely, from a low of 2.86% in Montana and Arkansas to high of 8.86% in New Jersey,” Urban Institute reported.The solution? They say “broad outreach is needed to support needlessly delinquent borrowers.” Because, as the above data show, they are not concentrated in any area or under any specific lender, the outreach, UI reported, must be widespread.”Servicers are an important part of this outreach,” Neal and Goodman wrote, “but outreach efforts must also include assistance from consumer groups. Although some government messaging around forbearance options as an alternative has occurred, broader outreach may be in order.”For the entire report and methodology, visit UrbanInstitute.org. Demand Propels Home Prices Upward 2 days ago Subscribe
HSE warns of ‘widespread cancellations’ of appointments next week Man arrested in Derry on suspicion of drugs and criminal property offences released Previous articleSoccer – Zayed Signs With DerryNext articleHarley says NRA allocations suggest Twin Towns by-pass delay News Highland Facebook By News Highland – January 25, 2011 Newsx Adverts PSNI recover van full of musical instruments stolen in Donegal RELATED ARTICLESMORE FROM AUTHOR Facebook Google+ WhatsApp Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Police in Derry have recovered more than £20,000 worth of musical equipment that had been stolen in Co Donegal.Among the items recovered was a guitar that had belonged to the late Jim Gilchrist, who was murdered in Derry in September 2005.The sequence of events began in the early hours of yesterday, when police were contacted by a member of the public about a suspicious van at Victoria Road , Strabane.Two people were subsequently arrested at Old Strabane Road , Gobnascale. A 21-year-old man was charged with a number of offences and is to appear at Derry Magistrates Court today. A 21-year old woman was released pending further enquiries.In a follow-up search, police recovered the musical equipment in the Clooney area of Derry .The van and its load of musical equipment had been stolen in Muff.Police believe that the white Transit Connect van was involved in a number of collisions in the Bready, Newbuildings and Waterside areas and are keen to hear from anyone who saw these incidents. Twitter Pinterest Dail hears questions over design, funding and operation of Mica redress scheme Pinterest Dail to vote later on extending emergency Covid powers Google+ PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal WhatsApp
365 additional cases of Covid-19 in Republic RELATED ARTICLESMORE FROM AUTHOR WhatsApp Facebook Further drop in people receiving PUP in Donegal Facebook Pinterest Pinterest Google+ Previous articleLifford Father tells of ongoing heartache over missing sonNext articleDonegal Spitfire dig uncovers WW2 machine guns News Highland Twitter The campaign group Donegal Action for Cancer Care says if action isn’t taken, Letterkenny General Hospital will eventually be downgraded to community hospital status.The group has met with a cross party group of Oireachtas members urging them to be more vocal in their support for Letterkenny General Hospital in the Dail and Seanad.DACC spokesperson Betty Holmes says all Oireachtas members, backed by the general public, must start campaigning for the hospital before it’s too late:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/06/betty1pmjune.mp3[/podcast] Google+ By News Highland – June 28, 2011 Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Newsx Adverts WhatsApp Main Evening News, Sport and Obituaries Tuesday May 25th Campaign group warns that LKG could be downgraded without action 75 positive cases of Covid confirmed in North Gardai continue to investigate Kilmacrennan fire
News UpdatesAllahabad HC Seeks Status Report On Facilities Being Provided To Stranded Workers/ Labourers [Read Order] Akshita Saxena22 May 2020 5:56 AMShare This – xThe Allahabad High Court on Thursday asked the state Government to provide details on the facilities being provide to the workers/ laborers who are walking miles to reach their native places in the State of UP. A report is also sought on the status of workers/ labourers who are stranded in the state. The direction was made by a bench of Justices Anil Kumar and Saurabh Lavania, in a…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Allahabad High Court on Thursday asked the state Government to provide details on the facilities being provide to the workers/ laborers who are walking miles to reach their native places in the State of UP. A report is also sought on the status of workers/ labourers who are stranded in the state. The direction was made by a bench of Justices Anil Kumar and Saurabh Lavania, in a PIL seeking directions to safeguard the rights of migrant workers. “We direct the learned counsel for the respondents to file status report by way of an affidavit in the matter in issue by the next date of listing indicating therein that what facilities have been provided to the workers/laborers who are keen to reach their native place in the State of U.P., some of which are on the way as also to the stranded workers/labourers in the State of UP,” the bench ordered. The Petitioner, Dileep Kumar Mishra had sought a direction to both the Central as well as the State Governments to ensure that the migrant/ labourers who are moving on the road are not left starving and to provide them essential necessities like food, drinking water and medical help, along with free of cost transportation to enable them to reach to their native places. Resisting the PIL, Assistant Solicitor General SB Pandey had submitted that adequate measures for protection of rights of migrants were already being taken by the Government in compliance of the Supreme Court orders as well as the Standard Operating Protocol (SOP) issued by the Union Ministry of Home Affairs on movement of stranded workers. He relied on a Supreme Court’s order dated May 5, 2020 in Jagdeep S. Chhokar & Anr. v. Union of India, whereby a special bench had disposed of the plea on the issue of rights of migrant workers while observing that all necessary steps in that direction were being taken care of by the Centre & States. Reliance was also placed on Harsh Mander & Anr. v. Union of India & Anr., whereby the top court observed that that the country had found itself in an unusual state of affairs and that the stakeholders involved were trying to “do their best”. The ASG thus ensured the Court that the guideline issued by the MHA as well as the direction given by the Apex Court will be fully carried out by the State of UP. The bench has granted two weeks time to file a status report on this issue. Case Details: Case Title: Dileep Kumar Mishra v. Union of India & Ors. Case No.: PIL No. 8058/2020 Quorum: Justice Anil Kumar and Justice Saurabh Lavania Appearance: Petitioner in person; Assistant Solicitor General SB Pandey assisted by Advocates Varun Pandey and HP Srivastava Click Here To Download Order Read Order Next Story